1. Legal Operator & Ownership Statement

2. Scope of Services & Core Product Categories

By accessing or placing an order on ABConline.pk, you agree to be bound by these Terms & Conditions. We specialize in the retail and bulk supply of Premium Basmati Rice, Traditional Jams, Spreads, Crispy Nimko, Groceries & Household Food Products for doorstep delivery across Pakistan.

3. Pricing, Store Currency (PKR / Rs.) & International Card Conversion

• All product prices, shipping charges, and order totals on ABConline.pk are listed and billed in Pakistani Rupees (PKR / Rs.) inclusive of applicable taxes.
• International Visa & Mastercard Buyers (UK, USA, UAE, Canada, Europe, etc.): If an international buyer pays using a foreign-issued Visa or Mastercard debit/credit card, the customer’s card-issuing bank will automatically convert the PKR (Rs.) transaction amount into their local billing currency (e.g., GBP, USD, EUR, AED, CAD) at the bank’s prevailing exchange rate.

4. Payment Terms & 3D-Secure Verification

• We accept online payments via Visa and Mastercard Debit/Credit Cards (Local & International), Raast Instant Payment, Mobile Wallets (JazzCash / Easypaisa), and Direct Bank Transfer.
• Cardholders must provide accurate billing information (including billing country and postal/ZIP code) matching their card statement to pass 3D-Secure authentication.

5. Shipping, Returns, Refunds & Cancellations

• Physical delivery is provided nationwide within Pakistan in accordance with our Shipping & Delivery Policy (1–2 working days in Faisalabad, 2–4 working days in major cities, 3–5 working days in the rest of Pakistan).
• Returns, replacements, pre-dispatch cancellations, and 7–10 working day refunds to the original payment method are governed by our Return, Refund & Cancellation Policy.

6. Intellectual Property & Limitation of Liability

All brand names, product photography, logos (including Al-Barkat Collection and ABConline.pk), and text content on this website are the intellectual property of Al-Barkat Collection. Our maximum liability for any order claim shall not exceed the total amount paid by the customer in PKR for that specific order.

7. Governing Law & Jurisdiction

These Terms & Conditions and all transactions conducted through ABConline.pk are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Faisalabad, Pakistan.